5 Best Life Insurance Companies in the U.S.

Many people don’t invest in a policy because they believe that the life insurance quotes are very high. There are numerous companies that offer a wide variety of premiums, suitable for any budget. Death benefits payout can each even a few million dollars and some coverage plans have a cash value option and a savings accounts. If you are looking for a reliable policy, these are the best life insurance companies in the U.S.:

1. MetLife
The Metropolitan Life Insurance Company, or MetLife, is one of the largest providers of employee benefit, annuities and insurance in the world. The company was founded in 1868 and today it has 90 million customers in over 60 countries with the value of total assets estimates at $836B. In 1915, MetLife changed from a stock life insurance company to a mutual company that functions without shareholders. The firm in the largest life insurer in the United States and holds leading market positions in Europe, Japan, Middle East, Latin America and Asia’s Pacific region. Its principal headquarters are located in New York.

2. Prudential Financial
The Prudential Insurance Company of America is a Fortune Global 500 and Fortune 500 company formed by hundreds of subsidiaries. It uses the Rock of Gibraltar logo and has more than $2 trillion of life insurance. The subsidiaries provide many financial products, such as investment management and insurance in the U.S. and other 30 other countries throughout the world. Prudential Financial is one of the best life insurance companies in the U.S. that offers life insurance, pensions, mutual funds and annuities.

3. American International Group
AIG is a multinational insurance enterprise, and the 29th largest public company in the world, according to the 2011 Forbes Global 2000 ranking. In 2008 the company suffered a liquidity crisis and its ratings were downgraded below AA levels. but the United States Federal Reserve Bank offered an $85 billion credit in exchange for 79.9% of its equity. In 2013, AIG started an advertising campaign called “Thank You America,” but in the same years the board discussed about filing a lawsuit against the United States government.

4. Northwestern Mutual Life Insurance Company
The Northwestern Mutual in one of the best life insurance companies that offers financial services such as employee benefits, life insurance, mutual funds and long-term care insurance. The company provides consultation on financial planning, personal needs and income protection. Northwestern is the leader in total individual life insurance dividends payed to policyholders and the largest direct provider of individual insurance.

5. New York Life Insurance Company (NYLIC)

The New York Life Insurance Company is one of the largest life insurers in the world, with $287B in total assets. On the 2011 Fortune 100 list it ranks 71 and in the present is one of the companies with the highest rating for financial strength.